12 Feb 5 Things to Do When Dealing with Insurers after Car Accidents (Part 1)
Car accidents are, unfortunately, an all-too-common disaster, as the National Highway Traffic Safety Administration (NHTSA) has estimated that motorists are, on average, involved in at least motor vehicle accident every 5 or so years. While you may be one of the lucky drivers who doesn’t experience such a frequent rate of car accidents, chances are that, at least once in your driving experience:
- You will be involved in some type of motor vehicle accident.
- You will, as a result, have to deal with an insurance company to submit a claim and try to get compensation for your injuries, damages and losses.
If you have never dealt with an insurance company for when it comes to car accident claims (or you don’t have a lot of experience with these types of claims), it’s important that you know that:
- Even though your auto insurance policy is a legally binding contract, insurers will typically do their best to undercut your claim (as they are usually out to maximize their own profits at your expense).
- What you say to insurers can be used to try to undercut or possibly even deny your claim.
- If you follow the advice in this and an upcoming second part of this blog, you protect yourself and have the best chances of obtaining the maximum possible compensation for your claim.
Tip 1: Make Sure There Is a Police Report for the Accident
Even if you are involved in a minor fender bender, it’s critical that you call police to the scene so that there is an official police report associated with the accident. While it may seem like a hassle to wait for and deal with police for even minor motor vehicle accidents, many insurers require official police reports for car accident claims, and failing to have such a report could result in your claim being seriously undervalued – or, worse yet, being denied altogether.
Look for our upcoming second and third parts of this blog for the remaining 4 tips you should keep in mind when reporting car accidents to insurance companies.
Phoenix Car Accident and Personal Injury Lawyers
You have a choice in the lawyer you hire to handle your claim, and the choice you make can affect the compensation you receive. Make sure that your lawyer has the ability and experience to handle your case. If you have been injured in a car accident – or if you have suffered from any type of personal injury and suspect that another party’s negligence or recklessness may be to blame, the Phoenix personal injury lawyers at the Law Office of Richard Langerman will fight to help you obtain the maximum possible compensation you deserve to cover your pain and suffering, lost wages, and medical bills.
For more than 25 years, our attorneys have been representing clients and aggressively defending their rights both inside and outside of the courtroom against defense attorneys, corporate lawyers and insurance company agents alike. In addition to having extensive experience handling motor vehicle accident lawsuits, our attorneys are also skilled at overseeing product liability cases, insurance bad faith cases and various other types of personal injury cases.
Call us today at (602) 240-5525 to learn more about your rights and receive professional advice regarding your case by setting up a free, no obligations initial consult with our trusted attorneys.