5 Things to Do When Dealing with Insurers after Car Accidents (Part 2)

5 Things to Do When Dealing with Insurers after Car Accidents (Part 2)

Two important things when reporting car accidents to insurers are to report the incident ASAP and to only state the facts of the accident during your statement.

Two important things when reporting car accidents to insurers are to report the incident ASAP and to only state the facts of the accident during your statement.

Continuing from 5 Things to Do When Dealing with Insurers after Car Accidents (Part 1), here are a few more important tips that motorists should keep in mind when they contact and deal with insurers after car accidents. Following the tips in this three-part blog can be crucial to helping drivers protect their rights and maximize their car accident compensation. While Part 1 of this blog discussed the importance of getting police reports for all car accidents, here in Part 2, we will discuss the following tips:

Tip 2: Report the Accident to the Insurer ASAP

While you may be dealing with police or be focused on physically recovering from serious injuries in the aftermath of a car accident, once your health has stabilized and you are able to, it’s important that you contact your insurer and report the incident. The sooner you are able to report the accident, the better, as some insurance policies may have strict terms regarding the timeframes in which motor vehicle accidents must be reported in order for motorists to receive compensation for their claims.

Tip 3: Stick to the Facts of the Accident When Making a Statement

Once you contact your insurance agent, you will usually be asked to make an official statement, and what you say during this statement will be one component that is used to establish the amount of your payout. As you make an official statement to an insurer, it’s essential that you only state the facts of the case. This means that you should state:

  • The time and date of the accident
  • Where the accident occurred
  • Any and all other motorists (or other parties) who may have been involved in the accident
  • All of the injuries you (and other occupants of your vehicle) may have sustained as a result of the accident
  • The extent of the damage to your vehicle
  • Whether you have received any medical treatments for your injuries.

Be sure to check out the upcoming final part of this blog for the last two tips you should keep in mind when reporting car accidents to insurers.

Phoenix Car Accident and Personal Injury Lawyers

You have a choice in the lawyer you hire to handle your claim, and the choice you make can affect the compensation you receive. Make sure that your lawyer has the ability and experience to handle your case. If you have been injured in a car accident – or if you have suffered from any type of personal injury and suspect that another party’s negligence or recklessness may be to blame, the Phoenix car accident injury lawyers at the Law Office of Richard Langerman will fight to help you obtain the maximum possible compensation you deserve to cover your pain and suffering, lost wages, and medical bills.

For more than 25 years, our attorneys have been representing clients and aggressively defending their rights both inside and outside of the courtroom against defense attorneys, corporate lawyers and insurance company agents alike. In addition to having extensive experience handling motor vehicle accident lawsuits, our attorneys are also skilled at overseeing product liability cases, insurance bad faith cases and various other types of personal injury cases.

Call us today at (602) 240-5525 to learn more about your rights and receive professional advice regarding your case by setting up a free, no obligations initial consult with our trusted attorneys.

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