06 Nov What Should I Do after a Hit-and-Run Accident?
When another driver hits you and then flees the scene of the accident, the very first thing you should do is call the police and report the accident. While police may be able to ID and locate the driver who caused the hit-and-run, if they cannot, you may still have options for financial recovery and justice.
And contacting an experienced hit-and-run accident lawyer can be the key to figuring out and successfully pursuing these options.
Financial Recovery Following Hit-and-Runs: What You Should Know
By contacting a lawyer following a hit-and-run, you may benefit from the additional resources a lawyer can put towards investigating your accident, possibly helping you find the irresponsible/negligent driver who hit you.
Additionally, an attorney can help you file a claim with your own insurance company after hit-and-runs as long as you have uninsured/underinsured motorist (UM/UIM) coverage. This coverage essentially provides motorists with a financial safety net in the event a motorist without any or without sufficient insurance hit them, and it can come into play following hit-and-runs.
In fact, with this coverage, hit-and-run victims can be compensated for their collision-related property damage and losses. And, Arizona law prohibits insurers from raising policyholders’ rates for filing claims associated with accidents they didn’t cause; in other words, it’s illegal for an insurance provider to bump up your rates for making claims against your UM/UIM policy for hit-and-run damages.
Hit-and-Run Accidents: More Important Info for Motorists
- Claim deadlines – Just because you have UM/UIM coverage does not mean that you have all of the time in the world to file a claim and seek compensation. In fact, your policy may come with some specific deadlines, and understanding these can be critical to not compromising a future claim/your recovery options.
- Dealing with insurance companies – One notable challenge to pursuing compensation following hit-and-runs can be dealing with insurance providers themselves, as these companies can become adversarial regarding payouts for claims. So, do not trust insurers to honor your policy or look out for your interests.
Contact a Phoenix Car Accident Attorney at the Law Office of Richard Langerman
Have you or a loved one been hurt in a hit-and-run or in any type of crash? If so, a Phoenix car accident attorney at the Law Office of Richard Langerman is here for you, ready to fight for your rights to compensation and justice.
For more than 25 years, our attorneys have been representing clients and aggressively defending their rights both inside and outside of the courtroom against defense attorneys, corporate lawyers and insurance company agents alike.
To set up a free, no obligations initial consult with a Phoenix personal injury lawyer, call us today at (602) 240-5525 or send us an email using the contact form at the bottom of this page. From our offices in Phoenix, we provide superior legal services and representation to clients throughout the state of Arizona.